Ershad heads GrabFin Indonesia (Ovo) Payments & Consumer Lending business covering P&L, Strategy, Business Development and Go-to-Market. Before GrabFin, Ershad held multiple leadership positions covering Marketing, Growth, and P&L management across Grab, Rakuten, and Procter & Gamble building businesses and brands across multiple stages - 0 to 1, Growth scaling and Profitability.

Highlights include bringing GrabFin Indonesia to sustainable growth, Scaling Ovo from 0 to #1 payments brand in Indonesia, and launching and scaling Grab Singapore’s JustGrab vertical, Food and Payments. Ershad also led Rakuten’s marquee sports partnerships across FC Barcelona, Golden Gate Warriors, and Davis Cup and launched Gillette’s first developing market Razor-Guard in India and grew it to be the most used Gillette Razor globally.